Expenses when staying abroad....

I have used almost 2000 DKK (around 300 Euro) last year just to get MY money from MY bank to me in Thailand. I have made 95 withdrawals in an ATM or similar. This is in fact around 7% of my total travel cost. Wow. So my bank must be very happy for me. 7% is more than I use on almost anything else!
And even though that I changed my house loans in January 2010 and ended up with a big plus on my account before I started travelling, and the plus stayed until December last year, and now I have 20.000 DKK plus, then I still need to pay 2700 DKK in interests to my bank. Yes, there was a period of less than a month where I had a minus, but.... In my next life I want to be a bank....